By: Mark and Lorraine Prata

The Cost of Living in Trent Hills vs. Whitby & Oshawa

Which Ontario town gives you more home for your money and a lifestyle to match?

Thinking about making a move from the city to a quieter, more affordable life? You're not alone.

More and more buyers from the Durham Region and East GTA are heading east toward Northumberland County in search of space, value, and peace of mind. But how does the cost of living in Trent Hills (think: Campbellford, Warkworth, Hastings) really stack up against hot markets like Whitby and Oshawa?

Let’s break it down.


Home Prices: Trent Hills vs. Whitby & Oshawa

  • Whitby: The average detached home price hovers between $950K–$1.1M, depending on the neighborhood.

  • Oshawa: Slightly more affordable, with detached homes averaging $800K–$900K, especially in older pockets.

  • Trent Hills: Here’s where things get exciting you can still find detached homes for $500K–$700K, with acreage or waterfront options often under $800K.

Winner: Trent Hills hands down if you’re looking for affordability, land, and lifestyle.


Commuting Costs

  • Whitby & Oshawa: Many residents commute to Toronto. Between GO Train passes, gas, and parking, it adds up fast $500–$700/month easily.

  • Trent Hills: Remote work? You're golden. But even with the occasional commute to the 401, gas is your main cost not daily train fares.

Winner: Trent Hills if you're working remotely or semi-retired.


Utilities & Property Taxes

  • Whitby/Oshawa: Newer subdivisions can mean higher property taxes, and larger homes mean higher heating/cooling bills.

  • Trent Hills: Lower taxes and often lower hydro rates especially if you're heating with wood or propane in rural areas.

 Winner: Trent Hills for lower ongoing costs.


Groceries, Dining, and Lifestyle

  • Whitby/Oshawa: You’ve got every franchise, big-box store, and trendy cafe. But it’s easy to spend more, especially eating out.

  • Trent Hills: You’ll find charming bakeries, farmers markets, and local shops. Fewer temptations = less unnecessary spending.

Winner: Depends on your lifestyle. But many families find they naturally spend less in smaller communities like Campbellford and Warkworth.


Final Verdict: Which is Right for You?

If you’re after space, affordability, and a slower pace of life, Trent Hills is one of the best-kept secrets in Ontario real estate.

But if you need easy access to the GO Train, Toronto-based work, or big-city amenities Whitby or Oshawa might still be your best fit.


Ready to Explore Your Options?

At Team Prata Real Estate, we specialize in helping buyers:

✅ Sell in Durham Region
✅ Find hidden gem properties in Northumberland
✅ Downsize or relocate with ease
✅ Invest smart in appreciating markets

Whether you’re dreaming of a riverfront retreat in Hastings or planning a move-up in Whitby, we’ll guide you every step of the way.

📲 Let’s talk.